Editor- in -Chief

Professor Dr. Werner Krings,Framingham State University, USA

Executive Editor

Associate Professor K. M. Anwarul Islam,Centre for Research on Islamic Banking & Finance and Business,USA

E-mail:info.ijsmes@cribfb.com

Editorial Board Members

Professor Mário Augusto,University of Coimbra, Portugal

E-mail: maugusto@fe.uc.pt

Professaor Dr. Abdelgader Mohamed Ahmed Abdalla,University of Khartoum,Sudan

E-mail: kadersab35@yahoo.com

Professaor Dr. Cristi Spulbar, University of Craiova, Romania

E-mail: cristi.spulbar@feaa.ucv.ro

Professor, Satoru Takahashi, National University of Singapore, Singapore

E-mail : ecsst@nus.edu.sg

Associate Professor Dr.Thamaraiselvan Natarajan,National Institute of Technology, India

E-mail:selvanthamarai27@gmail.com

Associate Professor Dr. Francisco Jose Liebana Cabanillas,University of Granada ,Spain

Dr. Ramona Birau,Constantin Brancusi University Of Targu Jiu,Romania

E-mail: Ramona.F.Birau@gmail.com

Nicola Raimo,LUM Jean Monnet University,Italy

E-mail: raimo.phdstudent@lum.it