Editors

Dr. Ahmed Elamer Brunel University London, United Kingdom

Professor Dr. K. M. Anwarul Islam INTI International University, Malaysia

Section Editors

Dr. Ranjit Singh Indian Institute of Information Technology, Allahabad, India

Dr. Thamaraiselvan Natarajan National Institute of Technology, India 

Dr. Karunakar Patra Rourkela Institute of Management Studies, India  

Dr. Mitesh Patel  S. V. Institute of Management, India

Dr. Shailesh Kaushal   University of Lucknow, India

Dr. Majed Alharthi   King Abdulaziz University, Saudi Arabia Kingdom

Dr. Biswa Mohana Jena  Netaji Subhash Chandra Bose (A Govt Lead) College, India

Dr. Shaista Mukadam Birmingham City University, United Kingdom

Dr. Muhammad Nazmul Hoque Universiti Teknologi MARA, Malaysia

Dr. Silvia Zia Islam  College of Business and Law, Australia

Dr. Umma Rumana Huq University of Exeter, United Kingdom

Dr. Bishnu Prasad Bhattarai   Tribhuvan University, Nepal 

Editorial Staff

Dr. Arjantin, Executive Manager, AFBR, USA

Dr. Zamanov√°, English Text Editor, AFBR, USA

Dr. Sutiyuq Warmi, Website Manager, AFBR, USA

All members of the Editorial Board have identified their affiliated institutions or organizations, along with the corresponding country or geographic region. Asian Finance & Banking Society remains neutral with regard to any jurisdictional claims