Hanafi, Siti Nurul Izzati Mohd, Suharni Bt. Maulan, and Siti Ngayesah Ab. Hamid. “Service Quality of Islamic Banks: A Cultural Perspective”. International Journal of Islamic Banking and Finance Research 4, no. 2 (July 30, 2020): 11-21. Accessed May 7, 2024. https://www.cribfb.com/journal/index.php/ijibfr/article/view/685.