Ali, Qaisar, Hakimah Binti Yaacob, and Dayang Hjh Norliza Binti Dato Haji Mahal. “Empirical Investigation of Islamic Banking Adoption in Brunei”. International Journal of Islamic Banking and Finance Research 2, no. 2 (November 12, 2018): 24-38. Accessed April 20, 2024. https://www.cribfb.com/journal/index.php/ijibfr/article/view/202.