F. Siddiqui, A. Raghuvanshi, S. Anant, and S. Kumar, “IMPACT OF THE COVID-19 ON THE SPENDING PATTERN AND INVESTMENT BEHAVIOUR OF RETAIL INVESTORS”, ijfb, vol. 10, no. 1, pp. 31–40, May 2022, doi: 10.46281/ijfb.v10i1.1738.