KUMAR, Santosh; SHUKLA, Gargi Pant; DUBEY, Rakesh K Dhar. BARRIERS TO FINANCIAL INCLUSION: AN ISM MICMAC ANALYSIS. International Journal of Accounting & Finance Review, [S. l.], v. 5, n. 4, p. 74–89, 2020. DOI: 10.46281/ijafr.v5i4.915. Disponível em: https://www.cribfb.com/journal/index.php/ijafr/article/view/915. Acesso em: 23 may. 2025.