Bangladesh Journal of Multidisciplinary Scientific Research https://www.cribfb.com/journal/index.php/BJMSR <div id="content">&nbsp;</div> en-US info.bjmsr@cribfb.com (Executive Editor) info.bjmsr@gmail.com (Editorial Assistant) Wed, 08 Jan 2020 00:00:00 +0600 OJS 3.1.1.4 http://blogs.law.harvard.edu/tech/rss 60 A Comparison Study on the Era of Internet Finance China Construction of Credit Scoring System Model https://www.cribfb.com/journal/index.php/BJMSR/article/view/453 <p>At present, China's Internet finance has flourished, showing a variety of business models and operating mechanisms. Through Internet technology, financial institutions can speed up business processing and bring users a better service experience. However, there are also problems such as credit risk and user fraud, and it is urgent to improve the level of risk control through credit scoring models. Because of this, this article uses the borrower data of a Chinese financial institution from January 2017 to June 2017 as the original data, and then uses the Spearman rank correlation test to screen out the variables with reliable explanatory power from the many variables of the sample data, and then Based on the variables selected, R 3.4.3 and SPSS 23.0 were used to construct a random forest model, discriminant analysis model, and logistic regression model. In general, different models perform differently under different sample characteristics, but the discriminant analysis has been better applicable. This paper compares the judgment accuracy of these three types of models and tries to establish a more effective financial credit scoring method, to solve the problem of constructing China's credit scoring system model under the current Internet financial background.</p> Hongjun Zeng ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.cribfb.com/journal/index.php/BJMSR/article/view/453 Wed, 08 Jan 2020 00:43:25 +0600 Earnings Predictability of Quoted Firms in Nigeria https://www.cribfb.com/journal/index.php/BJMSR/article/view/506 <p>The inability of investors to predict future earnings of firms exposes them to further risk such that potential investors may be scared away while existing ones may be prompted to withdraw their investment. Thus, it becomes imperative to evaluate the earnings predictability of Nigerian quoted firms with a view to establish the ability or inability of earnings to predict itself. Also, the study examined the impact of volatility on earnings predictability of Nigerian quoted firms. The total number of seventy three (73) quoted Nigerian firms constitutes the population of this study and the entire 73 firms were studied. The causal relationship research design was adopted. The secondary data used were collected from the financial statements of the quoted firms for the period 1996 to 2015. The system generalized method of moment (GMM) was used to estimate the dynamic panel regression models of the study. The study found that earnings of firms are predictable. The study also found that volatility has adverse effect on earnings predictability. It was therefore recommended more interest/investment in Nigerian firms since earnings information is available and is predictable while managements of firms should reduce instability in reported earnings.</p> <p><strong>&nbsp;</strong></p> Taiwo Azeez Olaniyi, Segun Abogun, Mudathir Olanrewaju Salam ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.cribfb.com/journal/index.php/BJMSR/article/view/506 Sat, 07 Mar 2020 20:58:44 +0600 Counsellors’ Competence in Managing School Related Crises in Southwestern Nigerian Universities, Nigeria https://www.cribfb.com/journal/index.php/BJMSR/article/view/537 <p>The study ascertained the availability and adequacy of trained guidance counsellors in south-western Nigerian universities. It also investigated the common crises in the universities; determined and examined the level of counsellors’ competence in managing crises in South-western universities. These were with a view to providing information on some factors that could influence crises management in the universities by universities guidance counsellors. The study adopted a descriptive survey research design. The population for the study comprised all guidance counsellors in southwestern Nigerian Universities. The sample size comprised 128 respondents in southwestern universities and three states (Osun, Oyo and Ogun) were also selected from six states (Oyo, Osun, Ogun, Ekiti, Ondo and Lagos) in southwest Nigeria using simple random sampling technique. Two instruments were used to elicited information for the study, namely: Checklist of Availability &amp; Adequacy of Counsellors (CAAC) and Counsellors’ Competence Scale (CCS) Data collected were analyzed using percentage, chis-square and multiple regressions. The result showed that the availability and adequacy of trained guidance counsellors in Southwestern Nigeria universities were not adequate, federal 27(93.1%) state 19(100.0%) and private 35(97.2%). The result also revealed common crises in the southwestern Nigerian universities showing truancy has the commonest crisis in the school with 3(4.0%), followed by drug abuse 9(10.9%) , cultism is the third one 9(10.9%)and so on. Furthermore, the result of this study showed how competent school counselors are, with federal universities having the most competent counselors 8(27.6%), followed by state university with 4(21.0%) and private university with 7(19.4%). The result showed the difference in the competence of the universities counsellor based on the institutions F-ratio (F = 3.409 and Sig = 0.035), the difference in the competence of the universities counsellor based on the institutions is significant at p &lt; 0.05.It was concluded that counselor competence had significant relationship with school crises management.</p> <p><strong>&nbsp;</strong></p> Lawal Oluwabukola Esther, Atoyebi Adeola Olusegun ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.cribfb.com/journal/index.php/BJMSR/article/view/537 Sun, 05 Apr 2020 11:57:28 +0600 Six-Pointed Star Motif in Muslim Architecture of Bangladesh (Past Bengal) and Turkish Influence: An Historical Study https://www.cribfb.com/journal/index.php/BJMSR/article/view/565 <p>With the rise of Islamic states as the dominant powers of India and Indian Sub- Continent (India, Pakistan and Bangladesh) and South Asia Sultanate and Mughal period (1200-1800 A.D.), by Turkish heroic figure (horsemen), Indian art was subjected to Islamic influence, resulting in a hybrid aesthetics as well as Indo- Islamic art which flourished to varying extends across south and southeast Asia. Bangladesh is world third largest Muslim majority country and situated in South Asia. So the main and primary identity of the notion is mosque architecture and then languages via culture in Bangladesh (past Bengal). Moreover, Traditional history called Mughal and ottoman was the center of all traders and referred as the “Middle Man” due to access to water routes between Asia and Europe. The Ottoman and Mughal Empires were all founded with art and architecture by members of the same ethnically Turkic tribe and originated from Oghuz tribe. Firstly, in the early 14th century, Osman Bey established a small principality in the northeast corner of Anatolia. Despite these many similarities, there are some key difference within the approach to Islamic Art and Architecture from Miniatures Illustrations in Indian Sub-Continent to Mosque architecture in Turkey and the Levant the Mughal and Ottoman empires left their indications.Turkish Military Ikhtiyar Uddin bin Muhammad Bhaktiyer Khilji and his Turkish followers captured Bengal in 1204 A.D. and after then ruled by Turkic. Besides these many Sufis saint-like Khan Jahan Ulugh Khan, Burhan Khan, Gharib Shah, came here and spread Islam and Turkish culture with languages too. The Ilyas Shahi dynasty was the first independent Turkic Muslim ruling dynasty in late medieval Bengal, which ruled from the 14th century to the 15th century. It was founded in 1342 by Shamsuddin Iliyas Shah. As follows still presence many Turkish words which used in the Bengali language as Barood, Nishan, Chaku, Bahadur, Begum, Chadar, Surma, bavarchi, kiyma, Korma, and so on. And then showed their power through art and architecture as Mosques and Tombs follows Adina Masjid at Pandua in 1368 A.D.; Eklakhi mausoleum, Pandua; Tomb of Shah Rukn-e Alam in Multan, Sixty Domed Mosque at Bagherhat of Bangladesh, etc. Based on all evidence present, it can be found that the Turks contributed significantly to Bengali languages and culture as well as art and architecture (Mosques and Tombs). Besides many Jewish people came in here through missionary and business purposes. And also we see that there have been found many designs in mosque architecture especially six-point stars which is mentioned as a David symbol. So my focus is the Connectivity between Turkish and Bangladesh through Islamic architecture and Jewish with six point star/hexagon/seal of Solomon. It is a historical study with a journalistic approach.</p> Sk. Zohirul Islam ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.cribfb.com/journal/index.php/BJMSR/article/view/565 Thu, 07 May 2020 21:07:15 +0600