https://www.cribfb.com/journal/index.php/BJMSR/issue/feed Bangladesh Journal of Multidisciplinary Scientific Research 2021-08-31T18:54:00+00:00 Editor-in-Chief info.bjmsr@cribfb.com Open Journal Systems <div id="content">&nbsp;</div> https://www.cribfb.com/journal/index.php/BJMSR/article/view/1261 A STUDY ON FUNDING AND FINANCIAL STRATEGY FOLLOWED BY WOMEN ENTREPRENEURS: A NEW WAY TO ENTREPRENEURIAL GROWTH OF BANGLADESH 2021-08-04T18:53:27+00:00 Jesmin Ara jesmin.fib@tch.hstu.ac.bd <p><em>Managing funds for venturing into a new business is a very challenging task for women. The goal of the study is to recognize congenial sources from where they can easily get funds to start their business and after starting a business which financial strategy they follow to expand their enterprise. To perform this task, primary data collection was carried out through a well-designed questionnaire and a total of 180 women entrepreneurs from different parts of the country took part in this program spontaneously. It is observed that usually women do not get bank loans easily, but they discovered that semiformal and informal sources of funds are available for their business and these loans help them to achieve the entrepreneurial goal. Although the interest rate is much higher, to be self-employed women must collect funds from these sources. 77 percent of women withdraw profit and their business follows the start small and stay small characteristics, but others save and re-invest their profit to expand the business operation. Despite the great loss caused by the Covid-19 pandemic, it is a light of hope that some women are doing very well by using the digital platform and providing home delivery services. From this paper, the new women entrepreneur can perceive what should be done and they will go through the right way. By following former entrepreneurs, they should take the right decision and bring success assuredly.</em></p> 2021-08-04T18:51:49+00:00 ##submission.copyrightStatement## https://www.cribfb.com/journal/index.php/BJMSR/article/view/1276 THE RELATIONSHIP BETWEEN JOB STRESS AND WORKPLACE DEVIANT BEHAVIORS: A STUDY ON BANK EMPLOYEES IN BANGLADESH 2021-08-09T17:37:20+00:00 Sabrin Sultana sabrinsultana1060@gmail.com Athkia Subat subat.athkia@gmail.com Md. Nasim Bhuiyan knasim938@gmail.com <p><em>Despite the increasing number of studies on the relationship between job satisfaction and deviant behaviors in the workplace, still there is a lack of studies where job satisfaction has been measured considering stress and job engagement and also whether all of these three variables are directly correlated with workplace deviant behaviors or not. This study aims to investigate the relationship between job satisfaction and workplace deviant behaviors and other important objectives is the relationship between job satisfaction, stress, and job engagement with workplace deviant behaviors and the relationship between stress and job engagement with job satisfaction. Our study found that stress is liable for less satisfied employees which produces a high level of involvement in workplace deviant behaviors. On the other hand, job engagement creates job satisfaction which reduces workplace deviant behaviors. The quantitative approach is employed on 82 employees of private and public commercial banks. Based on PLS-SEM method conceptual frameworks were constructed, descriptive analysis and regression analysis were used. Our study concluded that there is a strong causal relationship between job stress, job engagement with job satisfaction which results in workplace deviant behavior. Therefore, workplace deviant behavior can be reduced if organizations take some recreational activities that will increase job engagement.</em></p> 2021-08-09T17:37:13+00:00 ##submission.copyrightStatement## https://www.cribfb.com/journal/index.php/BJMSR/article/view/1327 PROSPECTS, PROBLEMS AND POSSIBLE OPPORTUNITIES OF DIGITAL CURRENCY IN BANGLADESH 2021-08-31T18:54:00+00:00 Humaira Begum humaira.begum@hstu.ac.bd <p><em>This study attempts to present the prospects and problems of the digital currency in Bangladesh as well around the world. To demonstrate the prospect, price and trading volume of selected ten digital currencies being presented for observing the emerging the demand. From our country's perspective, the opinions of the respondents collected through questionnaires shed light on the prospect of digital currency in Bangladesh. Additionally, the study presents a systematic literature review (SLR) of research on digital currency. The review incorporated 11 articles presenting several issues related to digital currency. This study uses data from 2013 to 2020 for respective currencies related to price and trading volume. As well respondent’s opinions collected through “questionnaires” are presented as per percentage. This study also makes theoretical contributions to the extant literature. The findings demonstrate that digital currency is now successfully traded in the most countries around the world except a few. Descriptive statistics of price and trading volume indicate that most of the variables are highly skewed with large outliers and kurtosis column shows that all the variables are near to normal distribution and investment regarding these values indicates a safe trading. The consents of 175 respondents present a positive attitude of the general public towards digital currency. The SLR methods suggest that a secure system and advanced technology should be attached to the block chain system to ensure better performance. The SLR findings also point out that digital currency is obviously a better alternative to cash, although it has some risks.</em></p> 2021-08-31T18:53:57+00:00 ##submission.copyrightStatement##